The digital banking system of MuRong Technology has built a comprehensive digital end-to-end service system for commercial banks, including an integrated service platform for customers, accounts, accounting, limits, interest rates, product factory, payment settlement, open platform, small program and other basic services, providing core service support for smart deposits, online loans, consumer finance, payment receipts, digital marketing, open banking and other scenarios. Building an ecosystem centered around banks, which can be developed and quickly released based on platform agility and iteration, helps banks quickly build core business platforms that meet future innovative business needs.
The business entrance includes the mobile banking, the super APP mobile terminal, as well as the platform of partners.The use of bank products and services by customers through mobile phones.
Full Product Intelligence
In the digital banking system, the whole life cycle of the product is automatically processed by the system, without manual intervention, and the whole process realizes electronic, paperless and intelligent operation.
Full Operation Digitization
In the new generation of digital systems,all task process events are centrally scheduled by the process engine, and digital marks are realized at each node, and the entire process is digitized.
Full Ecological Openness
The system opens banking products and services through Open API, and integrates third-party product capabilities through an external Gateway. Through Open Banking, build a new mode of open ecology of commercial banks.
Full Technology Systematization
The technical system is based on distributed and microservice architecture, and a large number of emerging Internet technologies are used to ensure the safe, stable and reliable operation of the core business system of digital banking.